(Note: The cost of the repairs must include all costs necessary to fully repair the structure to its 'before damage' condition). Substantial Damage is defined as damage of any origin sustained by a structure whereby the cost of restoring the structure to its 'before damage' condition would equal or exceed 50% of the market value of the structure.Please contact the Naples Building Department at 213-5020 to obtain a reassessment if there are questions regarding an assessment determination. The assessment was a visual assessment therefore structures damage determination could change based on scope of work and estimate of repairs submitted for permit review. Structures were damage assessed as being either “Affected”, “Minor – Not Substantially Damaged”, or “Major – Substantially Damaged”. Immediately after the storm city inspectors assessed damages to all city structures.The City of Naples, in compliance with the National Flood Insurance Program ( NFIP) requirements, has the responsibility to determine 'Substantial Damage' and 'Substantial Improvement,' and has implemented the procedures to do so. The floor plan must indicate any tenant separation walls needing repair along with a UL listed detail for framed walls (if tenant separation walls are block/masonry constructed, please indicate on the floor plan for fire review), list a fire stop contractor for any penetrations needing to be addressed. An engineer/architect signed/sealed plan are not required for like for like repairs and no structural work. Floor plan detailing the area of repair.Detailed scope of work letter indicating all work to be completed (Drywall, cabinets, vanities, counter tops, flooring, and minor electrical device replacements (receptacles, switches)).Submit the Multi-Family Addition/Alteration Application Form and an Acknowledgment of Naples Regulations Form with the following supporting documents: Form is available under Permit Forms and Fees, form # 22ģ. Submit the city FEMA form to determine repair costs. Assessed value on the flood insurance policy (accepted during emergency onlyĢ.State of Florida licensed property appraiser to submit an appraisal for the Depreciated Replacement Cost (Actual Cash Value) of the structure.Market Value of the Building: Market Value for Multi-Family Buildings is determined by one of the following: This reallocation will create conditions/restrictions related to future permitting of any undamaged units for a period of 12-months from the date of permit issuance for the damaged units. In some cases, funds may not be sufficient for the repairs of the damaged units requiring a reallocation of fund from other floors where units were undamaged.

Submit Market Value documentation – Based on the market value, the HOA must provide a spread sheet that indicates the division of funds for each damaged unit and any common area elements requiring restoration to pre-storm condition.Multi-Family buildings not conforming to current Flood Zones must include the following documents upon permit submittal. MULTI-FAMILY HURRICANE IAN REPAIRS (Click here for PDF) City of Naples Due to the damage associated with Hurricane Ian, Naples City is temporarily altering routine construction permitting and inspections for repairs to damaged structures.

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